Holiday “Shoulds” and Money Mindfulness at the Holidays

Have you got a case of the holiday “shoulds”? Natalie Wagner, CFRC, of VitalFinancials has an interesting program for those who want to learn why they spend, share, and save the way they do. Called the “Money Energy Cycle,” Wagner’s program allows an in-depth look at the value we create in using money to support our lifestyle.

In a series of money mindfulness thoughts for the holidays, she begins with shuffing off “shoulds,” such as:

– “I ‘should’ serve 10 holiday side dishes, like my mother did”,
– “I ‘should’ buy my children elaborate gifts, like their friends’ parents do,”
– “I ‘should’ buy a brand new holiday outfit each year, because that’s the way it’s always been.”

There are other “shoulds” I have heard around the holidays. “I ‘should’ fly to visit family.” “I ‘should’ attend all of my spouse’s after-hours work events.” “I ‘should’ be giving more than I’m receiving.” All of these things may be ok. When the words “want to” are substituted with “should” that could signal there’s a money-based belief worth re-examining.

What Can You Do About the Holiday “Shoulds”?

For more information on getting ok with supposed and real holiday obligations, visit VitalFinancials’ website (, or contact Natalie at 303-507-9250 for a complimentary consultation.

Holly Donaldson

Holly Donaldson, CFP® runs an hourly and fee-for-service financial planning practice virtually from her Tampa Bay, Florida office. She also works with clients throughout the U.S. (except Texas) interested in retirement and tax planning advice without product sales or investment management. Holly is the author of The Mindful Money Mentality: How to Find Balance in Your Financial Future (Porchview Publishing, 2013) and publisher of the award-winning monthly e-letter, "The View From the Porch."

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